Education is the key to empowerment, especially for female students who often face financial barriers. The Ehsaas Education Stipend Program, launched under the Benazir Income Support Program (BISP), is a crucial initiative to provide financial aid to underprivileged students.
This article explores the benefits, eligibility criteria, application process, payment details, and frequently asked questions about the program, focusing on its impact on female students.

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What is the Ehsaas Education Stipend Program?
The Ehsaas Education Stipend Program is a financial assistance initiative introduced by the Government of Pakistan to support students from low-income families. The program provides monthly stipends to students from primary to higher secondary education levels to ensure they continue their education without financial constraints.
One of the most significant aspects of this program is its focus on female students, who receive higher stipend amounts than male students. This is a deliberate effort to promote girls’ education and reduce the dropout rate among them.
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Benefits of the Ehsaas Education Stipend Program for Female Students
The program offers several advantages, particularly for female students, ensuring greater access to education and reducing financial stress on families.
Higher Stipend Amount for Girls
Female students receive a higher stipend compared to male students, encouraging families to educate their daughters. The stipend structure is as follows:
- Education Level Stipend for Boys Stipend for Girls
- Primary PKR 1,500 per quarter PKR 2,000 per quarter
- Secondary PKR 2,500 per quarter PKR 3,000 per quarter
- Higher Secondary PKR 3,500 per quarter PKR 4,000 per quarter
This increased amount ensures that girls remain in school, especially in areas where financial challenges often lead to early marriages or school dropouts.
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Reduction in Dropout Rates
Many girls in Pakistan leave school due to financial reasons. This stipend helps families bear the costs of education, including books, uniforms, and transportation.
Encouragement for Higher Education
The stipend extends to higher secondary education, motivating female students to complete their education and pursue college and university degrees.
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Women Empowerment and Economic Growth
By educating more girls, Pakistan can create a more skilled workforce, contributing to economic growth and women’s empowerment.
Eligibility Criteria for the Ehsaas Education Stipend Program
To avail of the Ehsaas Education Stipend, students must meet specific criteria.
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Who Can Apply?
- Must be enrolled in a public school, college, or higher secondary institution.
- Belong to a family registered under the BISP Kafalat Program.
- Maintain at least 70% attendance in school.
Additional Criteria for Female Students
- Female students in rural areas get priority.
- Special incentives for disabled girls.
Application Process for the Ehsaas Education Stipend Program
The application process for the Ehsaas Education Stipend is straightforward.
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How to Apply Online?
- Visit the official BISP website (www.bisp.gov.pk).
- Click on Ehsaas Education Stipend and select Apply Now.
- Enter the required details, including:
- Student’s name, age, and CNIC/B-Form.
- Parent/guardian’s CNIC.
- School information and class details.
- Submit the form and wait for verification.
Required Documents
- B-Form (issued by NADRA)
- Parent’s CNIC (must be registered under BISP)
- School admission proof
- Attendance record (minimum 70%)
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Offline Registration Process
- Visit the nearest BISP or Ehsaas center.
- Submit the required documents.
- Receive a confirmation message after successful enrollment.
Payment Details for Ehsaas Education Stipend
The stipend is distributed every quarter through various methods:
Payment Methods
- BISP ATM Card: Withdraw from designated ATMs.
- Mobile Wallets: Funds are transferred to registered mobile numbers.
- Bank Transfer: Direct deposits into beneficiary accounts.
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Stipend Disbursement Schedule
The payments are released every three months (quarterly) as per the following schedule:
Quarter Payment Release Month
January | March – April |
April | June – July |
July | September – October |
October | December – January |
Note: Beneficiaries receive an SMS alert when their stipend is available for withdrawal.
Contact Information for Ehsaas Education Stipend Program
- For any queries or assistance, you can contact:
- Ehsaas Helpline: 0800-26477
- BISP Head Office: Islamabad, Pakistan
- Official Website: www.bisp.gov.pk
- Nearest Ehsaas Center: Locate using the Ehsaas Portal
FAQs
Can private school students apply for the stipend?
No, the program is only for students enrolled in government schools.
How long does the application process take?
Verification and approval usually take 4 to 6 weeks.
What happens if a student’s attendance falls below 70%?
If attendance drops below 70%, the stipend may be paused or discontinued.
Is the stipend available for university students?
Currently, the program covers students up to higher secondary education (12th grade).
What if a family is not registered under BISP?
Only families already registered under the BISP Kafalat Program can apply. Families not registered must first apply for BISP Kafalat before applying for the stipend.
Conclusion
The Ehsaas Education Stipend Program is a lifeline for female students from underprivileged backgrounds, ensuring they continue their education without financial struggles. By offering higher stipends for girls, the program promotes women’s empowerment and long-term socio-economic growth.
If you or someone you know is eligible, apply today and secure a brighter future for the next generation of educated women in Pakistan.
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