The Asaan Karobar Card (AKC) Scheme is a new initiative by the Government of Punjab under the leadership of Chief Minister Maryam Nawaz. This scheme is designed to support young entrepreneurs who want to start or grow their small businesses in Punjab. Through this program, applicants can receive an interest-free loan of up to 10 lakh rupees via a digital SME card.
If you’ve already applied for the Asaan Karobar Card, it’s very important to check your application status and fix any verification errors that might delay your approval. In this guide, we’ll walk you through how to check your eligibility, application status, and resolve any common errors—all in a simple, step-by-step way.
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Who Can Apply for the Asaan Karobar Card?
To be eligible for the AKC Scheme, you must:
- Be a resident of Punjab.
- Have a valid CNIC
- Want to start or expand a small business.
- Provide accurate personal and financial details.
Applicants who have issues with NADRA, Excise, mobile number registration, or existing bank defaults may face problems during the verification stage. That’s why it’s important to check your status and make sure everything is in order.
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How to Check Your Asaan Karobar Card Application Status
Follow these steps to check your current application status online:
Step 1: Login to the Portal
- Visit the official Asaan Karobar Card Portal.
- Click on the “Login” button.
- Enter your CNIC number and password to access your account.
Step 2: Open the Application Form
- Once logged in, go to your submitted application form.
Step 3: Check Your Status
- At the top of the form, your application status will be displayed.
- It may show:
- “Under Process”
- “Verified”
- Or display errors if something is wrong.
- “Under Process”
💡 You can also see your PSID number on the same page, which is useful for further verification or payment tracking.
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Common Asaan Karobar Card Verification Errors & How to Fix Them
Sometimes, even eligible applicants face delays because of verification errors. Below are the most common ones and how you can resolve them:
1. Excise Verification Error
What It Means:
You may have unpaid vehicle taxes, challans, or dues in the Excise Department.
How to Fix It:
- Visit your local excise office or check online to clear all pending dues.
- Once resolved, call the helpline at 1786 to update your application status.
2. NADRA Verification Error
What It Means:
Your CNIC details (like name, date of birth, or number) might be incorrect or your CNIC might be expired.
How to Fix It:
- Recheck your NADRA record and correct any wrong information.
- If your CNIC is expired, renew it as soon as possible.
- If the “Edit Application” option is still available on the portal, correct your details.
- Otherwise, contact the helpline for manual correction.
3. PMD Verification Error
What It Means:
The mobile number you provided is either incorrect or not registered under your CNIC.
How to Fix It:
- If editing is allowed, update your application with the correct mobile number.
- Use a SIM that is registered under your own CNIC.
- If the option to edit is no longer available, call 1786 for assistance.
4. BOP (Bank of Punjab) Verification Error
What It Means:
Either your application is still under review, or you might be a bank defaulter or have an existing loan.
How to Fix It:
- Wait for 2 to 3 working days for the application to be scrutinized.
- If the issue persists, call the Bank of Punjab helpline at 111-267-200 for clarification.
- You can also contact the main AKC helpline for further guidance.
How to Know If Your Application Is Rejected
If you log in to the portal and your application shows:
- PSID: null
- Status: null
This likely means your application has been rejected.
What to Do:
- Call the helpline 1786 to confirm the reason for rejection and ask if there’s any chance to reapply or fix the issue.
Need Help? Contact the Helpline
If you’re still confused or facing issues during verification, don’t worry. You can always contact:
📞 Asaan Karobar Card Helpline: 1786
📞 Bank of Punjab (BOP) Helpline: 111-267-200
These support lines are there to help you solve your problems and guide you in the right direction.
FAQs
Q: How can I check my Asaan Karobar Card application status?
A: Login to the AKC portal using your CNIC and password, then check the top of your application form.
Q: How do I know if my application is rejected?
A: If your portal shows “PSID: null” or “Status: null”, your application may be rejected.
Q: Can I fix my application errors after submission?
A: Yes, if the “Edit Application” option is still available. If not, you can call the helpline.
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Conclusion
The Asaan Karobar Card is a golden opportunity for the youth of Punjab to start their own business with government support. But to benefit from this scheme, it’s important to check your eligibility, track your application status, and fix any verification errors on time.
Follow the step-by-step process shared above and don’t hesitate to call the helpline for any help. Stay proactive and make sure your information is accurate so that you can get your interest-free loan without delays.
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