The Government of Pakistan has expanded its financial assistance initiatives by launching the PM Youth Loan Program 2025, providing interest-free loans to support underprivileged individuals, students, and entrepreneurs. This program aims to uplift the financially struggling segment of society by offering monthly financial assistance of up to 8,000 PKR through 1,110 loan centers across Pakistan.
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PM Youth Loan Program 2025 Overview
If you aspire to start a small business or require financial assistance for education, this interest-free loan scheme is designed to support you. The loan repayment tenure is 3 years, ensuring flexibility for applicants to repay their loans conveniently.
Eligibility Criteria for PM Youth Loan Program 2025
To qualify for this program, applicants must meet the following requirements:
- Pakistani citizens aged 18-60 years
- Belonging to a household with a monthly income below 40,000 PKR
- Having a poverty score between 0-40
- Specially-abled individuals
- Transgender individuals
- Women seeking financial independence
- Unemployed youth aiming for startups
- Students in need of financial aid
- Must possess a valid CNIC
- 50% loan allocation is reserved for female applicants
The program offers loans ranging from 2,000 PKR to 200,000 PKR, allowing beneficiaries to utilize the funds for business startups and educational expenses, with easy installment plans spanning three years.
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How to Apply for the PM Youth Loan Program 2025
You can apply for the PM Youth Loan Program 2025 through the following methods:
- Via the PM Loan Program App
- Download the official loan app.
- Enter your CNIC number.
- Submit the required personal details.
- Your application will be processed within 2-4 weeks.
- Through the Official Website
- Visit the Pakistan Poverty Alleviation Fund (PPAF) website.
- Fill out the online registration form with your name, CNIC, and other details.
- Submit the application for review.
- Visiting the Nearest Loan Center
- Locate the nearest PM Youth Loan Center.
- Fill out the physical application form.
- Submit your CNIC and required documents.
- Using the 8171 Web Portal
- Open the 8171 online portal.
- Enter your 13-digit CNIC number.
- Submit your details for loan processing.
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Collaboration with Financial Institutions & NGOs
The PM Youth Loan Program collaborates with 22 partner organizations and banks to facilitate interest-free loans. These entities work across 147 districts, ensuring smooth loan disbursement to eligible applicants.
Partner Organizations of PPAF
- Akhuwat Foundation
- National Rural Support Program (NRSP)
- Punjab Rural Support Program (PRSP)
- Sindh Rural Support Program (SRSO)
- Thardeep Rural Development Program (TRDP)
- Farmers Development Organization (FDO)
- SAFCO Support Foundation (SSF)
- Rural Community Development Program (RCDP)
- Mojaz Foundation (MF)
- Participatory Integrated Development Society (PIDS)
- And several other non-profit organizations.
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Partner Banks
- National Bank of Pakistan (NBP)
- First Women Bank Limited (FWBL)
- Khushhali Microfinance Bank
- SME Bank Limited
- The Bank of Punjab (BOP)
- Zarai Taraqiati Bank Limited (ZTBL)
- United Bank Limited (UBL)
- Habib Metropolitan Bank
- Faysal Bank Limited
- MCB Bank Limited
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PM Youth Loan Program 2025 – Contact & Helpline
For any assistance or queries, contact the official helpline:
- Phone: +92 (51) 8439450 – 79
- Fax: (+92-51) 2234343-79
- Email: info@ppaf.org.pk
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FAQs
How long does the loan approval process take?
Once you submit your application with the necessary documents, the approval process typically takes 2-4 weeks.
What is the maximum loan amount available?
The program offers interest-free loans ranging from 2,000 PKR to 500,000 PKR, depending on eligibility and needs.
How are the loans disbursed?
The funds are directly transferred to the beneficiary’s bank account or provided via loan centers in installments.
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Conclusion
The PM Youth Loan Program 2025 is a transformative initiative that provides interest-free financial assistance to students, unemployed youth, women, and marginalized groups. With flexible three-year repayment plans, this scheme empowers individuals to start businesses, complete their education, and support their families. Register today through official channels and benefit from this financial aid opportunity!
