Punjab Livestock Loan Scheme 2025 – Rs. 540,000 Interest-Free Loan for Farmers

The Punjab Livestock Loan Scheme 2025, announced by Chief Minister Maryam Nawaz, aims to provide interest-free loans of up to Rs. 540,000 to farmers across Punjab. This initiative, launched under the Maryam Nawaz Kisan Card program, is designed to empower small and medium-scale farmers to purchase livestock and improve their agricultural productivity.

In this comprehensive guide, we will cover everything you need to know about the Punjab Livestock Loan Scheme 2025, including eligibility criteria, the application process, loan details, and important dates.

Table of Contents

Key Features of the Punjab Livestock Loan Scheme 2025

The Livestock Loan Scheme 2025 offers the following benefits:

Loan Amount: Farmers can receive up to Rs. 540,000 interest-free, which can be used for purchasing livestock and essential supplies.
Eligible Livestock: The loan can be used to buy cows, buffaloes, goats, and calves, helping farmers increase their livestock assets.
Repayment Terms: The loan is offered with flexible repayment plans to ensure ease of payment.
Government Contribution: The Punjab government will cover up to 30% of feed, vaccines, and other essentials, reducing the financial burden on farmers.
Target Beneficiaries: Small and medium-scale farmers across Punjab, especially women and marginalized groups, are encouraged to apply.

Important Dates to Remember

Registration Start Date: June 15, 2025
Registration End Date: June 30, 2025
Loan Disbursement: After verification and approval of applications

Make sure to apply within the registration period to avoid missing out on this financial opportunity.

Eligibility Criteria for Farmers

To qualify for the Punjab Livestock Loan Scheme 2025, applicants must meet the following criteria:

Must be a resident of Punjab Province
Must possess a valid CNIC and Kisan Card
Should have experience in livestock farming or own a small farm
Women farmers and small-scale farmers are strongly encouraged to apply
Must pass the Electronic Credit Information Bureau (E-CIB) verification

How to Apply for the Livestock Loan Scheme 2025?

Farmers can apply for the loan scheme by following these simple steps:

✅ Step 1: SMS Registration

Open the SMS application on your mobile phone.
Type PLC [CNIC Number] (without dashes).
Send the SMS to 8070.
You will receive a confirmation message with further instructions.

Example:
PLC 1234567890123 and send to 8070.

Step 2: Visit the Nearest Agriculture or Livestock Office

After receiving the confirmation SMS, visit the nearest Agriculture or Livestock Office.
Collect the loan application form and fill it out with accurate information.
Attach necessary documents such as:
- CNIC copy
- Kisan Card copy
- Proof of livestock ownership (if applicable)
- B-Form (for women applicants)

Step 3: Verification and Approval Process

Your application will undergo E-CIB verification to assess your credit history.
Once verified, you will receive a notification of loan approval via SMS.
Visit the designated office to collect the Maryam Nawaz Kisan Card loaded with the loan amount.

Step 4: Loan Disbursement and Utilization

Upon receiving the Kisan Card, visit the authorized bank branch to withdraw the loan amount.
Utilize the funds for purchasing eligible livestock and essential supplies like feed and vaccines.
Keep all receipts and invoices for record-keeping and verification purposes.

Loan Plan Details

The Punjab Livestock Loan Scheme offers various loan options for purchasing livestock. Here’s a detailed breakdown:

Loan Type	Amount per Animal	Maximum Loan Limit	Repayment Period
Cow	Rs. 135,000	Up to Rs. 540,000	12–24 Months
Buffalo	Rs. 135,000	Up to Rs. 540,000	12–24 Months
Goat/Calf	Rs. 50,000	Up to Rs. 200,000	12–18 Months

Common Issues and Solutions

Farmers may encounter some common challenges during the application and disbursement process. Here’s how to resolve them:

No Response After SMS Registration:
- If you do not receive a confirmation SMS, resend the SMS or visit the nearest Agriculture Office for assistance.
Incomplete Documentation:
- Ensure that all documents, including CNIC, Kisan Card, and B-Form, are complete and accurate to avoid delays.
Payment Issues:
- In case of payment issues or loan disbursement delays, contact the official Livestock Helpline at 0800-26477.

Important Guidelines for Farmers

Avoid Scammers: Only use official communication channels such as 8070 SMS and Agriculture Offices.
Keep Your Kisan Card Safe: The Kisan Card is linked to your loan amount. Protect it from theft or loss.
Follow Repayment Schedule: Ensure timely payments to maintain your credit rating and become eligible for future loans.
Verify All Information: Double-check all data entered during registration to avoid errors.

Read more: Check Your CNIC for Ehsaas Program Online

FAQs

1. Who is eligible for the Punjab Livestock Loan Scheme?

Farmers in Punjab with a valid CNIC and Kisan Card can apply. Women farmers are also eligible.

2. How much loan can I get under this scheme?

You can get up to Rs. 540,000 interest-free, depending on the number of livestock you intend to purchase.

3. Is the loan completely interest-free?

Yes, the loan is interest-free, but timely repayment is mandatory.

4. How can I check my loan application status?

You can check the status via SMS 8070 or by visiting the nearest Agriculture Office.

5. Can women farmers apply for the loan?

yes, the scheme encourages women farmers to participate and avail of the interest-free loan.

Conclusion

The Punjab Livestock Loan Scheme 2025 is a golden opportunity for farmers to enhance their livestock assets and improve their income without bearing the burden of interest payments. With a maximum loan limit of Rs. 540,000, the scheme targets small and medium-scale farmers, especially women, to foster rural economic growth.

Eligible farmers should apply via SMS (8070) and visit the nearest Agriculture Office to complete the registration process. Stay vigilant, verify your information, and make the most of this government initiative to uplift Punjab’s agricultural sector.